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Startup of the Week - Portify

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by Startacus Admin


The lowdown on Portify, the FinTech startup that's on a mission to help hard-working people build their credit score and reach their financial goals

As we all know, not all of us work standard 9-5 jobs with regular salaries getting paid in on the same date every month. Whether we’re freelancers or contractors or have multiple jobs, our incomes can vary considerably and that of course can have an impact on our credit rating. 

And then when we try to access credit, be that a mortgage or a loan, it can often be a real challenge.

Recognising this, our latest startup of the week has come up with a solution to help.

Portify is a fintech startup that has created an app that aims to be “the simple and easy way to build your credit score”.

When you sign up, you’re given two options for membership - the standard Portify membership which costs £4 per month and the Portify Plus membership which costs £7 per month.

Portify has partnered with Experian, meaning that when you pay your monthly membership on time, it automatically starts helping to build your credit score and as you’d expect, the longer you’re a member, the more credit history you build up.

Another very useful feature that Portify offers is the fact that it alerts you when your account balance is getting low, to warn and help you avoid going into overdraft. 

It also helps users to plan and budget and in essence get in control of their finances.

The Portify Plus option enables members to avail of an interest-free safety net of up to £250, to help cover for sudden expenses and avoid excessive overdraft charges.

In all, Portify is extremely easy to use so if you’d like to improve your credit score whilst at the same time get to grips with your financial affairs, this is the app for you. And in these challenging economic times, we probably could all do with having these benefits


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Published on: 5th November 2020

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