Creating a Property Portfolio as a Business

by Startacus Admin
Considering developing a property portfolio as a business? You’ll need to create a structured strategy - these basic tips will help you do just that
We’ve all turned on the TV to find a property programme creating the illusion that building a property portfolio is relatively easy, but in truth, it appears to be a lot harder than first imagined. It’s not as easy as buying a house and then renting it out. Choosing to have a property portfolio is a business in itself and therefore, it needs to be run as one, because without a structured strategy you may struggle to succeed.
What is a Property Portfolio?
Firstly, let's take it right back to basics and look at what a property portfolio is. Simply, a property portfolio is a collection of property investments owned by an individual, a group of people or a company. These properties are purchased as buy to let investments with the aim of generating subsequent return on investment. The time it takes to build up a portfolio can vary depending on your experience in the industry and the amount of money you have available to invest.
Make Sure You Are Financially Ready
To begin investing it is important to have a substantial budget behind you to ensure you are financially secure. However, with the availability of buy to let mortgages you can buy your first investment property with a slightly lower budget. If a buy to let mortgage is the route you are heading down, don’t forget to factor in the mortgage repayments when planning your budget. Buying property in cheaper areas will also help to keep your budget on track, leading to higher returns.
Do Your Research
Research is vital if you are to join the road to success. Spend time looking at the current buy to let housing market, studying the different cities, postcodes and regions that will offer you the highest returns. As well as looking at the best value investment be sure to factor in the population of the area. Is there a high demand for rental properties? Choosing a city such as Manchester could see your property in demand as it has a high population of students and young professionals.
Factoring in what people are looking for when renting or buying a property is also a key stage in your market research. A recent survey by Hammonds found that over 60% of people were put off by mould and damp and that 57% were put off by any signs of a pest infestation. The survey also found that on the upside, people were drawn towards properties with outdoor space, with almost half (45%) saying they would pay more for a garden.
With more of the population working from home, a space in the house that can be turned into an office is more in demand than ever before.
Think About Long Term Goals
You have assessed your finances and done your market research, but have you drawn out a long-term strategy? Knowing the direction you want the business to go in will help with questions such as, how to do want to manage the property: do you want to be more hands on or more hands off? Being a hands-on investor means factoring in the process of finding tenants, dealing with any enquiries and issues, and managing your property listings. If you choose to be hands-off, hiring a management company will eat into your budget but it will also save you time.
Subscribe to our newsletter
If you would like to receive our startup themed newsletter, full of the latest startup opportunities, events, news, stories, tips and advice, then sign up here.
Tech Nation calls for tangible support to secure capital, talent, growth and exits needed to accelerate the growth of UK tech in decade ahead.

Glasgow-based This is Milk seeks investment for Neve Learning, its cloud-based Ed-Tech platform that has inclusivity and accessibility at its core.

With the UK facing a clear digital skills gap, Amy Caton, Digital Talent and Impact Senior Manager at BT Group shares some insights on what businesses should do to close that divide.

The lowdown on Berlin-based Beazy and its innovative solution that helps teams to plan, produce and deliver creative content and helps businesses to connect with talented content creators.

The lowdown on Fluffy, the app offering dog training, 24/7 vet messaging and insurance to give pet owners peace of mind and support them with their pet care responsibilities.

Huckletree's new Web3 HQ aims to put London’s West End at the forefront of Britain’s tech superpower ambitions.

Leading sports marketing platform, OpenSponsorship announces move into music sector, the first new vertical industry for the trans-Atlantic martech business.

Kingussie High School scoops first place for Junior and Senior categories at this year’s Growing Future Assets Competition.

The lowdown on Manchester-based Arctic Shores and its innovative recruitment solution to help candidate potential count as much as skills and experience.

With the demand for tattoo removal now greater than ever, specialist NAAMA Studios makes a bid for a further £11m in funding.
Published on: 30th October 2020
If you would like to enable commenting via your Startacus account, please enable Disqus functionality in your Account Settings.







- Tech Nation report reveals UK Tech could quadruple in value by 2032 with right conditions 23rd Mar 2023 Tech Nation calls for tangible support to secure capital, talent, growth and exits needed to accelerate the growth of UK tech in decade ahead.
- Neurodiverse learning and training platform Neve shares major six-figure investment opportunity 22nd Mar 2023 Glasgow-based This is Milk seeks investment for Neve Learning, its cloud-based Ed-Tech platform that has inclusivity and accessibility at its core.
- Huckletree opens new London hub for tech companies pioneering Web3 solutions 16th Mar 2023 Huckletree's new Web3 HQ aims to put London’s West End at the forefront of Britain’s tech superpower ambitions.
- OpenSponsorship making its move into the music sector 16th Mar 2023 Leading sports marketing platform, OpenSponsorship announces move into music sector, the first new vertical industry for the trans-Atlantic martech business.